Highly recommended, Charge.com provides free applications, free setup, free shopping cart, free Internet check software, free technical support and free search engine submissions. Charge.com has received the highest ratings from AOL, Apple Computers, Excite and others.

Online applications are often approved the same day. If you find another provider offering a lower advertised purchase price for the same software within 30 days of becoming a Charge.com merchant, it will refund you the difference in price - and also pay you an additional $100.00.

Charge's Internet merchant accounts, real-time credit card processing and virtual terminal solution enables both automated credit card processing for website orders and manual processing of email, phone, mail, fax and face-to-face orders. Both you and your customer receive email confirmation of the order. The funds from the transaction are transferred to your bank account within 2 to 3 business days.

The National Processing Group, a company that focuses on the marijuana and cbd industry truly provides great service, helps to enable your mail/phone order or home-based business to accept credit cards and other non-cash transactions. Without the customer being present, there are still a number of ways to accept payment. The National Group will work with your business to determine the most appropriate solution, as rates vary according to the transaction type.

And if you are currently processing and are looking to lower your rates, contact them for a free rate analysis.

Total Merchant Services is a top provider of credit card processing online services for mail and phone orders. It offers an automatic approval, so that you can begin to accept credit cards almost immediately, provided that your VISA/MasterCard monthly credit card processing volume is less than $10,000; your average item for sale sells for less than $300; your future service liability is less than 30 days; and your business type is not on its prohibited list. If you don't meet the auto-approval requirements, you may still qualify if you have a good credit history or provide financial statements.

PC Charge: PC Charge is an award-winning product that helps reduce fraud losses, saves the merchant time and money, and provides powerful features and performance. It is highly recommended for direct marketing and mail/telephone orders (Note: other less expensive software is also available).

Cardservice International is a global leader in providing secure credit card transaction to more than 185,000 businesses in both the traditional and Internet marketplaces. You can download a free copy of their Merchant Account Buyers Guide to help you make intelligent choices when selecting the best Merchant Account Provider for your business.

LinkPoint Central provides one secure location where merchants can manage everything related to transaction processing, from running secure transactions or setting up their Web sites to run transactions for you.

LinkPoint Central incorporates two of the main processing products, LinkPoint Basic and Virtual LinkPoint, and makes them easily accessible in one central location. Virtual LinkPoint empowers merchants with the Internet equivalent of a point-of-sale (POS) terminal and software without the hassle or expense of hardware/software maintenance. Ideal for the merchant who requires a PC-based solution, Virtual LinkPoint enables merchants to process credit card transactions via any Internet-connected computer. Its innovative system processes customer orders received from a Web site, telephone, fax, mail or e-mail, then generates sales, returns, real-time authorizations and reports through the LinkPoint Secure Payment Gateway. LinkPoint Basic is a payment-posting tool that uses HTML. Ideal for merchants with Web sites, LinkPoint Basic HTML script can be easily integrated to enable secure payment processing to the LinkPoint Secure Payment Gateway. In addition, LinkPoint Basic supports sales, returns, real-time authorizations, purchasing cards and real-time reports.

LinkPoint Central also supports LinkPoint VirtualCheck, a value-added enhancement that allows merchants to accept and process electronic check payments using Secure Sockets Layer (SSL) encryption.

Moneris Solutions helps to enable your mail/phone order or home-based business to accept credit cards and other non-cash transactions. Without the customer being present, there are still a number of ways to accept payment. Moneris Solutions will work with your business to determine the most appropriate solution as rates vary according to the transaction type.

Moneris is equipped to provide a merchant account for your "card-not-present" transactions. We will provide you with web based software accessible anywhere with an Internet connection, or a credit card terminal to manually enter credit card numbers.

Moneris solutions features include: easy recurring monthly billing for clients, real-time transactions and mobile transaction solutions.

In addition to terminals Moneris offers the leading web based internet solution, AuthorizeNet.

Merchant Express will provide you with a written guarantee that it will not raise the discount rate charged to you for its credit card processing online, unless VISA/MasterCard raise their rates.

PC Charge Pro: An award-winning software that lets you process all major credit cards and check guarantee services right on your own PC and automatically deposit the transaction amount into your existing bank account. PC Charge Pro helps reduce fraud losses, saves the merchant time and money, and provides powerful features and performance.

Whether you are a direct marketer or process mail or telephone orders, PC Charge Pro is a cost-effective solution. You don't need to purchase any additional hardware - simply use your existing PC. With an optional card swiper attached to your PC, you can use PC Charge Pro in retail locations instead of a stand alone terminal. PC Charge Pro is upgradeable so it won't become obsolete like credit card terminals do (Merchant Express offers the latest version of PC Charge Pro). 

For a review of some of the many features of PC Charge Pro, see the discussion in 1st American Card Services, above.

For a quote on the software pricing for credit card processing online, fill out the free application on the Merchant Express website. They also offer a lease-to-own plan, where first and last month lease payments are not due upfront. While their fees for the software require that you apply for a quotation, their discount rate for merchant accounts is very low.

Receive a free virtual terminal, valued at $495. No integration is necessary --- simply login to the Pay-Me-Now, select one of the Virtual Terminal menu options, fill out the form with your consumer's account information and payment amount, and press Submit.

No upfront payment and no lease payments.

Customizable fraud and risk management system helps you maximize sales and minimize risk.